Mortgage service

Handover Payment Finance

Finance the handover payment on an off-plan property when your developer completes.

What's included

Buyers of off-plan property approaching completion who need finance for the final handover payment.

Timeline planning — we line up finance with your developer's handover schedule.
Valuation — we coordinate the bank's valuation once the building is complete.
Settlement — the bank pays the developer directly at handover, and your mortgage is registered.

Start the process 2–3 months before the expected handover date.
Financing is based on the completed property's valuation, which may differ from the purchase price.

Explore more

Finance your first or next property in the UAE with a mortgage matched to your income, residency and plans.

Move your existing mortgage to a lender with a better rate or terms, and reduce what you pay.

Raise funds against a property you already own, for investment, renovation or other needs.

Speak to an independent adviser. We compare UAE lenders for you and handle the paperwork through to transfer.