Mortgage service
Mortgage Buyout & Refinance
Move your existing mortgage to a lender with a better rate or terms, and reduce what you pay.
What's included
- Rate and fee comparison
- Early settlement cost review
- Managed switch between banks
Who it's for
Homeowners whose fixed rate is ending, who are paying a high variable rate, or who want better terms from a different bank.
How we help
- Savings check — we compare your current payment with today's offers and include every switching cost.
- Settlement figures — we obtain the liability letter and early settlement amount from your current bank.
- Managed switch — the new bank settles your loan directly; we coordinate valuation and re-registration.
Good to know
- UAE rules cap early settlement fees at 1% of the outstanding balance or AED 10,000, whichever is lower.
- A buyout usually takes 3–5 weeks from application to completion.
Explore more
Related services
New Purchase Mortgage
Finance your first or next property in the UAE with a mortgage matched to your income, residency and plans.
Up to 80% LTV25 yrs
Equity Release
Raise funds against a property you already own, for investment, renovation or other needs.
Up to 70% LTV25 yrs
Non-Resident Mortgage
Buy property in Dubai from overseas with lenders that finance non-resident buyers.
Up to 60% LTV25 yrs
Ready to find the right mortgage?
Speak to an independent adviser. We compare UAE lenders for you and handle the paperwork through to transfer.