Mortgage service

New Purchase Mortgage

Finance your first or next property in the UAE with a mortgage matched to your income, residency and plans.

What's included

Residents, UAE nationals and first-time buyers purchasing a ready property in Dubai — whether it's your first home or your next.

Budget first — we work out what you can borrow under the loan-to-value and debt-burden rules before you view.
Compare offers — fixed, variable and hybrid products across UAE lenders, including fees and early settlement terms.
Pre-approval — we prepare your file and secure a pre-approval so you can negotiate with confidence.
Through to transfer — valuation, final offer letter and the transfer at the trustee office.

Minimum down payment is typically 20% for residents on a first home under AED 5 million.
Budget roughly 7–8% of the price for fees on top of the deposit.

Explore more

Move your existing mortgage to a lender with a better rate or terms, and reduce what you pay.

Raise funds against a property you already own, for investment, renovation or other needs.

Buy property in Dubai from overseas with lenders that finance non-resident buyers.

Speak to an independent adviser. We compare UAE lenders for you and handle the paperwork through to transfer.